Bhutan Development Bank Limited

Bhutan's primary development finance institution, focused on providing credit to agriculture, livestock, cottage industries, and small and medium enterprises, particularly in rural areas underserved by commercial banks. BDBL operates the largest branch network of any financial institution in Bhutan, with offices in all 20 dzongkhags and many gewog centers. It administers government-subsidized lending programs for farmers and rural entrepreneurs, playing a critical role in rural livelihoods and economic diversification away from subsistence agriculture.